Main Street Finance Group LLC and its affiliates (collectively “Main Street Finance Group LLC”), respect the privacy of our customers and visitors and the customers and visitors of the financing companies to which we provide services. We have prepared this privacy policy (“Privacy Policy”) to provide you with information about how we collect, use, disclose, and protect your personal information. Please read this Privacy Policy carefully before using our website or any other websites or mobile applications associated with Main Street Finance Group LLC (collectively, our “Sites”). By using our Sites or any of the products and services available on our Sites, you accept this Privacy Policy. Additionally, as a financial institution, the types and categories of personal information we may collect from or about you as a consumer and our uses and disclosures of any such information are also controlled by Main Street Finance Group LLC’s Privacy Notice located under Privacy Notices below.
We may amend this Privacy Policy at any time. We will attempt to provide you with reasonable notice of any changes; however, unless otherwise stated, the updated version will go into effect as soon as it is posted to our Sites. Please check back each time you use our Sites for the most current Privacy Policy. In the event of any inconsistency between this Privacy Policy and any other agreements that you may enter into with Main Street Finance Group LLC for specific products or services, the terms of the specific agreement shall control.
Main Street Finance Group LLC collects information about you (“Personal Information”) and your use of our Sites, some of which may be sensitive Personal Information (“Sensitive Personal Information”) and some of which may not be personally identifiable (“De-identified Information”). We collect Personal Information, Sensitive Personal Information, and De-identified Information about customers and Site visitors, in primarily these ways: directly from a customer or Site visitor; from or about customers and applicants applying for or using financial products offered by Main Street Finance Group LLC or third parties to which we provide services; from our web server & application logs, cookies, web beacons, and similar technologies; from our apps; and from third parties.
We define Personal Information as information that directly identifies an individual, such as name, residential street address or postal address, email address, and date of birth.
Sensitive Personal Information is Personal Information that includes a Social Security number, driver’s license number, government issued identification number, credit card number, bank account or other financial institution account number, or user name and password.
We define De-identified Information as information about an individual or about categories or groups of individuals that does not identify you individually, such as randomly assigned values in “cookies” and other technical information. We also collect other information that may not identify you individually, such as occupation and other employment information, source of income, and other information.
When you visit our Sites, we may collect information sent to us by your computer, mobile phone, or any other device. This information may include your IP address, device information including but not limited to identifier, name and type, operating system, location, mobile network information and standard web log information, such as your browser type, traffic to and from our Sites, the pages you accessed on our Sites, and any other available information. We may also collect information about your use and interaction with our Sites. For example, we may evaluate your computer, mobile phone, or other access device to identify any malicious software or activity that may affect the availability of our Sites. When you use our Sites, we may also store information based on your usage history. This includes, but is not limited to, details of your purchases, content you viewed, event information, click stream information, and cookies that may uniquely identify your browser or your account. We may also collect information about you from any contact you have with any of our services or employees, such as with our customer support team, in surveys, or through interactions with our affiliates.
We or our third-party service providers may place and read data stored (via session and/or persistent “cookies” or other device specific storage capabilities) on the device you are using, and use other technologies such as Web beacons, clear GIFs, tracking pixels and tags, when you visit or use our Sites or open a Main Street Finance Group LLC email. Cookies are small data files that are placed on your device for a variety of purposes, including to identify your device and/or your account when you return to Main Street Finance Group LLC Sites.
You can generally remove, block, or disable cookies by using the settings located in your browser. If you decide to remove or not accept cookies, some features and services on our Sites may not work properly and the offers we provide when you visit or use our Sites may not be as relevant to you or tailored to your interests.
We may also obtain information about you from third parties such as credit reporting agencies and identity verification services. You may choose to provide us with access to certain Personal Information stored by third parties such as social media sites (such as Facebook and Twitter). The information we have access to varies by site and is controlled by your privacy settings on that site and your authorization. By associating an account managed by a third party with your Main Street Finance Group LLC account and authorizing Main Street Finance Group LLC to have access to this information, you agree that Main Street Finance Group LLC may collect, store, and use this information in accordance with this Privacy Policy.
Main Street Finance Group LLC Sites may contain links to third-party websites, including social media sites. By including a link to a third-party website, we do not endorse or recommend any products or services offered or information contained at the third-party website. Any access to and use of such linked websites is not governed by this Privacy Policy, but instead is governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites. If you decide to visit a third-party website via a link contained in or by Main Street Finance Group LLC Sites, you do so at your risk.
Main Street Finance Group LLC stores and processes your information maintaining physical, electronic, and procedural safeguards. We maintain physical security measures to guard against unauthorized access to systems and use safeguards such as firewalls and data encryption. We enforce physical access controls to our buildings, and we authorize access to personal information only for those employees or contractors who require it to fulfill the responsibilities of their jobs.
We use your Personal Information, Sensitive Personal Information, and De-identified Information primarily to review your lease, loan, or installment contract application and provide you the ability to lease and/or purchase products, to ensure quality of service, for servicing and collections purposes, to contact you, to provide you with offers or information about products and services, and to provide you with a personalized website experience.
We intend to provide you with a personalized experience. We do not alter or change your experience, or otherwise respond to “DNT” or “do not track” signals or other mechanisms received from your computer or mobile device.
We and third parties, including our service providers, may use information from our server logs, cookies and other technologies, in combination with information you provide, transaction information, and information that we or they collect from others, to develop, offer, deliver, and improve our products and services; to offer products and services of our affiliates, marketing partners, and other companies; to process your transactions; to fulfill legal and regulatory requirements; and as otherwise permitted by applicable law. For example, we may use these tracking technologies for our business purposes, such as:
We disclose your Personal Information with employees, affiliates, vendors, partners, merchant partners, finance partners, marketing providers, and third parties as required to offer Main Street Finance Group LLC products or services. This includes, but is not limited to, processing transactions, maintaining your account, responding to court orders and legal investigations, litigation purposes, complying with audits or other investigations, and reporting to credit reporting agencies. We also engage the following types of service providers to perform functions on our behalf: marketing providers, billing and collection providers, auditing and accounting firms, professional services consultants, providers of analytics services, security vendors, and IT vendors. Occasionally, these service providers may also collect data directly from you and their privacy policies may also apply.
We may disclose your information with the merchants from which we acquire goods to lease to you, or from which you purchase goods or services or products, for marketing purposes, and as otherwise permitted by law.
We may disclose your information to banks and other financial partners with whom we have partnered to offer financial products, for marketing purposes, and as otherwise permitted by law.
We will disclose your information with any party when required by law or by a government request to do so or to combat fraud or criminal activity.
We may disclose your information with merchants or financing partners you interact with using Main Street Finance Group LLC for marketing as permitted by law. We do this to help personalize services and offers, so you can have a better experience or so that you can evaluate additional financial products. You’re able to revoke your consent at any time by following the steps below. If you choose to do so, we will stop disclosing your information with merchants or financing partners from that point onward, except as necessary to complete transactions you initiate. To revoke your consent to information disclosures with merchants for marketing, please call us at (866) 739-5558.
If you have questions or concerns regarding this Privacy Policy, you can write or call us toll-free at:
Main Street Finance Group LLC
4485 Stirling Road, Ste 110,
Dania Beach, FL 33314
Phone: (866) 739-5558
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